Get paid in the chat

Accept payment on WhatsApp with a dedicated virtual account

When you send an invoice, 3650HQ generates a dedicated virtual bank account for that specific order. The customer transfers into it like any normal bank transfer, and the invoice is automatically marked paid once the payment is verified. No screenshots, no manual receipt checking.

1
Send an invoice
3650HQ generates a one-time virtual bank account tied to that invoice.
2
The customer transfers in
They pay from their own banking app, the same way they'd pay any business.
3
It's marked paid automatically
3650HQ verifies the payment and updates the invoice status. No manual confirmation needed.

How payment collection works

Each virtual account is generated per invoice and is a real bank transfer destination, verified server-to-server before an invoice is marked paid, so a fake payment screenshot can't fool the system. Payments are processed via Monnify's Direct-to-Account infrastructure.

Frequently asked

Can I accept payment on WhatsApp directly?

Yes. Send an invoice and 3650HQ generates a dedicated virtual bank account for it. The customer transfers in and the invoice is marked paid automatically once verified.

Is there a virtual account for business payments in Nigeria?

Yes. 3650HQ generates a dynamic virtual bank account per invoice through Monnify's Direct-to-Account infrastructure.

How do I know a payment is real and not a fake screenshot?

3650HQ never trusts a screenshot. Every payment is verified server-to-server with Monnify before an invoice is marked paid.

Does this replace my existing bank account?

No. The virtual account is a collection destination tied to a specific invoice; funds settle to your own account.

Start collecting payment in the chat

Start free with 50 credits. No card required.

Join the waiting list and be the first to know when we go live.
← Back to 3650HQ